Loan Origination
From origination to funds disbursal
Via End-user Web portal for Borrower
- Brand the end-user portal to your business
- Build the dynamic loan application form that allows to configure the number of application pages, sections and the fields to capture.
- Customize the loan application process that suits to your business
- Create several loan applications for different loan types
- Returning customers can login and apply for a new loan save 90% of the time. Doesn't have to re-enter the application
- Receive loan applictions from end-user portal via desktop, mobile Or tablet
- Collect the documents during the loan application process via portal
- Track loan application status
- My Account Area - View Financial Transactions on the account
- View the Amortization schedule and status
- Early Payoff
- Receive payments via debit/credit cards from the portal
Other Lead Origination Sources
API Integration to your existing website
- If you want to build your own or use existing end-user portal, no problem, plug into our secured APIs.
- Only integrate the features that are needed for your business
Via Receive bulk loan applications via Lead Provider API
- Create campaign codes and track the various sources.
- Set the limits and price to buy or sell the leads
- Manage the campaign codes and track the applications from different sources such as lead providers, compare websites, google ads, email campaign etc
Via CRM
- CRM Agents can create new loan applications
- Agents can choose from different products and applications forms and apply on behalf of the existing or new customers
Via Mobile or SMS
- Existing users can avail the loan via SMS
- Stay connected with your customers via Mobile app
Decision Engine
- Validate loan application with 1000s of underwriting rules.
- Set up various underwriting rules such as based on application data, credit agencies, payment provider rules and many more on your own.
- Trigger workflows for each rule to allocate the tasks to different teams based on the underwriting rules
- Build your own AI internal scoring and risk analysis
- Run several credit reports parlelly
- Approve/Reivew/Decline your applications by the rules
- Validate customer's credit cards and bank accounts
- Compare the loan applicatoin with different products and offer the right product
- Fraud Prevention and duplicate identification
Quote Management
- Offer alternative loan amount, duration, frequency or interest rate to your customer
- Send and sign contracts/agreements electornically. 3-point signature
- Verify customer's mobile, email and address by generating PINs.
- Custom Quote calculations
- Compare the application against different product and offer the best quote
- View/Send/download/Print the amortization schedules before oferring the quote
Funds Disbursal
- Integrate with payment outgoing providers
- Transfer the funds directly from the platform
- Set up Manual or Automatic funds transfer for each loan product
